Seller Tips Before Closing Date
Closing time. The end of the road. The last hurrah — and hurrahs are in order. Feel confident moving forward? OK then, let the real fun begin!
The closing date is the day that you sign all of the documents to transfer the ownership of the property and you should know that as a seller, the closing date, like many of the contract terms, is negotiable, as long as the buyer’s lender can fund the loan by the chosen date.
These are 3 tips you should take note before closing a home.
1. Prepare for the final walk-through
Your home should be spotless for the final walk-through. So clean the house! This would also help you check all the forgotten items. If you see any manual and warranties, secure them in one place and give it to the new owner. Turn off water shut-off valves and lock up until settlement is complete.
2.The “Closing Disclosure”
A Closing Disclosure is a five-page form that provides final details about the mortgage loan that your buyer has selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs).
3. Things to bring
- A government-issued photo ID
- A copy of the ratified sales contract
- House keys, garage remotes, mailbox keys, gate keys, and any pool keys
- A cashier’s check, or proof of wire transfer, if your closing costs are not being deducted from the sales price
At last, your home is officially sold. Congratulations! Give yourself a pat on the back — and then start settling into your new phase of life.
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